I have been investing in the following mutual funds:Aditya Birla Sun Life Frontline Equity Fund: Rs 5,000SBI Small Cap Fund: Rs 3,000Nippon India Small Cap Fund: Rs 2,000I want to invest Rs 5,000 extra. Please suggest me good large caps. And also suggest mid caps which I can choose in future.-Robatson Khuman You have not mentioned crucial information like your goals, time to achieve them, and risk profile. Without these details, it is impossible to comment about your mutual fund portfolio. You have two small cap schemes in your portfolio. They are highly risky and volatile. Hope you have a very high risk-taking capacity and ability to withstand volatility. Here is our recommended large cap mutual funds: Best large cap mutual funds to invest in 2019 Invest in mid cap schemes only if you can take extra risk to get extra volatility. Reassess your risk profile before investing in them. Mid cap schemes can offer higher returns, but they also fall sharply and go thought a prolonged bad … [Read more...] about Best large cap, mid cap schemes for investment
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Every year teaches investors something before it makes way for another year. The year 2019 was no different. In fact, it had a number of lessons for mutual fund investors. Here are a few big ones for your quick reference. The biggest lesson was about risk. The ongoing series of downgrades and defaults taught debt mutual fund investors an important lesson. The risks we learn about in mutual funds offer documents that need to be taken seriously. They always do not stay on paper, they can spring nasty surprises. Many debt mutual fund investors, especially those in credit risk funds, learnt this lesson in the hard way. Even ultra conservative investors in fixed maturity plans were in for a rude shock to learn that locking up investments do not ensure safety. In short, all the theories have become a reality for debt mutual fund investors. No wonder, many investors do not even trust the relative safety of liquid funds anymore. They were enquiring about overnight funds lately. Is there a … [Read more...] about What 2019 taught mutual fund investors
I am 26 years old. I want to invest in three categories of mutual funds.Mirae Asset Large Cap Fund or ICICI Prudential Bluechip FundKotak Standard Multicap FundSBI Small Cap Fund vs HDFC Small Cap FundMy risk profile is moderately high. Which schemes should I choose in option 1 and 2. And, how is the portfolio?--Arvind ChauhanVishal Dhawan, Founder, Plan Ahead Wealth Advisors, responds: Considering your risk profile, which is moderately high, and your age, you may choose to maintain 100% equity portfolio if your investment horizon is 10 years or more. Both the large cap schemes you have mentioned are good for long term investment, but Mirae Asset Large Cap is a slightly better option. However, you should remember that the scheme used to be a multi cap scheme for a large portion of its lifespan. You may also add an index fund to diversify your investments in passive and active strategies. I would suggest HDFC Index Fund Nifty 50 Plan. You may also consider adding a mid cap fund. In … [Read more...] about Should I choose Mirae Asset Large Cap Fund or ICICI Prudential Bluechip Fund?
The market would be in a consolidation zone, waiting for the cues from the budget to discount the second half of the year, says Mihir Vora, Chief Investment Officer, Max Life Insurance. Excerpts from his interview with ETNOW. Do you believe that at the current juncture we are poised to see a little bit more consolidation before there is any decisive up or down move? What do you believe is going to be the key trigger on the market’s mind?Yes, consolidation is a good idea. On the positive side, always expectations build up before the budget. I do not think the sentiment would be too negative in the runup to the budget. The earnings are yet to pick up and as we have seen in the last many months, a lot of physical indicators are still looking weak. On the whole, I would say the market would be in a consolidation zone, waiting for the cues from the budget to discount the second half of the year which probably will depend on how much we do on the various issues regarding … [Read more...] about If economy holds up, fish for mid and smallcap stocks: Mihir Vora, Max Life Insurance
I am 26 years old. I have a moderately aggressive risk profile. My goal is wealth creation in 25 years. I am investing via SIP in the following mutual funds: Aditya Birla Sun Life Equity Hybrid '95 Fund: Rs 1,000Aditya Birla Sun Life Dynamic Bond Fund: Rs 4,500Aditya Birla Sun Life Frontline Equity Fund: Rs 1,500DSP Tax Saver Fund: Rs 500HDFC Mid-Cap Opportunities Fund: Rs 500HDFC Short Term Debt Fund: Rs 3,000ICICI Prudential Equity & Debt Fund: Rs 6,000Mirae Asset Emerging Bluechip Fund: Rs 1,000Mirae Asset Large Cap Fund: Rs 1,000SBI Magnum Multicap Fund: Rs 1,000SBI Small Cap Fund: Rs 1,000Is the allocation good to achieve my goal? Suggest any changes if required. Also, by how much should I increase my investment every year to create a decent corpus for my retirement? ---Dibyajit ChakrabortyDilshad Billimoria, Founder, Dilzer Consultants, responds: The corpus for your retirement would depend on your living expenses. You have not chosen the best performing schemes. Also, you … [Read more...] about How much should I invest extra to make a decent retirement corpus?
There is a whole lot of passive-isation happening in the largecap space, Manish Sonthalia, Chief Investment Officer and the Director of the India Zen Fund, Motilal Oswal AM-PMS, tells ET Now.Edited excerpts: How are you dealing with the market volatility? On one side, there is the promise that good companies will make a comeback but on the other side, there is serious price erosion in Eicher, Page Industries or Asian Paints. You focus on quality at reasonable price, but that theme is getting challenged. There are no shortcuts and you do not change your strategies when the mood of the market changes. It is as simple as that. The long-term trajectory on earnings on these companies remain perfectly intact if you are not seeing a major sector rotation like the capex cycle picking up. The valuations are not going to fall because there is simply too much of capital to be deployed. When stocks are cheap, they are cheap for a reason and we have seen many of these names lose 70%, 80%, 90% of … [Read more...] about In 2019, alpha will be generated in mid and smallcaps: Manish Sonthalia, Motilal Oswal AM-PMS